Earn competitive rate on your Investment

EFL Investment provides our customers with the best options that guaranties optimal returns on their investment.

Features and Benefits

Investment certificate can be used as collateral.

The longer the tenure the higher the interest rate.

Interest Rate negotiable.


A duly completed account opening package.

One passport photograph.

Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, and any other acceptable identification document deemed fit by the bank).

Essential Finance Micro Investment

This is a short-term smart and secure investment product that offers you investments, with high returns and easy access to your funds. Here are some of the benefits of choosing Essential Finance Micro Investment


You can invest as little as N50,000 and as large as N1,000,000 per investment.

You can choose the duration of your investment from 90 days to 365 days.

You can earn up to 12% interest on your investments.

You can enjoy the peace of mind of having your investments professionally managed by our experts.

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