Get a Salary Loan of up to 2.5 million

We cater for public sector employees seeking better opportunities, giving you the extra boost you need.

Check how much we can get you

Select your parastatal/ agency

Input your loan amount

Input your the loan duration

Essential Finance Loan App

Minimum amount: N50,000 , maximum amount: N2,000,000
Minimum term: 1 month, maximum term: 24 months
Your repayment is every month
Total you will Pay:
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Public Sector Employee Loan

Access a quick cash of up to ₦2.5million with a 12 to 18 months repayment and lower interest rate. Repayments are made monthly from your salary and will be deducted at source.
 
Essential quick cash are available to the following organizations:

Federal MDAs

Nigeria Customs Service

Nigerian Police Force

Nigerian Correctional Service

State MDAs: FCTA (others coming soon)

Features

Loans are disbursed within 3 hours after submission of relevant documents.

Dedicated sales agents to attend to your needs.

Flexible documentation required.

Instant disbursement to your nominated account.

Pricing

Interest Rate 5% flat per month

Management Fee: 4% One Off

Requirements

Completed loan application form

Passport photograph

Valid identification (Work and National) cheques

Private Sector Employee Loan

Access a quick cash of up to ₦2.5million with a 12 to 18 months repayment and lower interest rate. Repayments are made monthly from your salary and will be deducted at source.
 
Essential quick cash are available to structured and well-run private organizations that Essential Finance has signed a Memorandum of Association with.

Features

Loans are disbursed within 3 hours after submission of relevant documents.

Dedicated sales agents to attend to your needs.

Flexible documentation required.

Instant disbursement to your nominated account.

Pricing

Interest Rate 5% flat per month

Management Fee: 4% One Off

Requirements

Completed loan application form

Passport photograph

Valid identification (Work and National) cheques

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