About Us

Providing the best service experience by creating superior value for our Customers

Our Mission

To support the ambition of Small businesses and all of our esteemed Customers.

Our Vision

To be the foremost non-bank financial institution that provides the best service experience by creating superior value for its customers across Nigeria and beyond.

Read our Chairman's Letter

A couple of years ago we started on this journey to help Nigerians in need of financial aid and support. We understand the fulfilment that comes with living your dreams and decided that we want to help bring those dreams to life.

However, today’s world has evolved drastically. Finances have become more volatile than ever, which is why Essential Finance was established; to help you grow your wealth and leverage opportunities that enable you reach your full potential. When you have everything figured out, or when life just happens, Essential Finance will be here to give you what it takes to make that next step in the right direction.

Bolade Tokunboh Ogunfodun

Our Ambition is to support you and your Business

We are a one-stop-shop for financial solutions, we provide support for our clients and customers to be able to meet their business and personal goals. We enable dreams and ambitions cause we know if you grow we grow.

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Year Experience

We are certified!

We were duly incorporated in January, 2020, under the Corporate Affairs Commission (CAC) to operate as a finance company.

From Quick Loans to Investment Options

SME Loans

LPO Finance and Contract Supply, Invoice discounting and Cashback loans, we have all you need

Employee Loans

Access a quick cash of up to
N2.5million with a 12 to 18 months repayment and lower interest rate deducted from your salary


EFL Investment provides our customers with the best options that guarantee optimal returns on their investment

Meet our Board of Directors

Bolade Ogunfodun


Bankole Ogunrinde

Osasumwen Ezekiel

Adeleke Atekoja

Nuru Hauwa

Meet our ExecutiveTeam

Oludayo Olaore

Chief Financial Officer

John Mejindade

Head Business Development

Shola Igbalode

Head, People, Culture and Administration

Kofo Illuyomade

Treasury Manager

Kennedy Kalu

Chief Technology Officer

Ayodeji Asha

Head Operations

Creating Opportunities

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