Personal Solutions
Fast, affordable loans with automatic Integrated Payroll and Personnel Information System (IPPIS) payroll deduction for Government Workers
As a federal government employee, you have access to one of the most streamlined loan products available. No lengthy bank queues, no collateral — just a simple application and quick disbursement.
See How Much You Qualify For →
Loan Calculator
Your details are secure and never shared.
Monthly Repayment
—
per month for —
Thank you for using our Loan Calculator.
One of our agents will reach out to you shortly to discuss your loan needs and guide you through the best options available to you.
This loan is available to you if you work in any of the following organizations: Federal MDAs, Nigeria Customs Service, Nigerian Police Force, Nigerian Correctional Service, or State MDAs: FCTA (others coming soon).
Fast Access to Funds
Receive your funds promptly upon approval.
Dedicated Relationship Support
A dedicated Direct Sales Executive will be assigned to provide personalized support and attend promptly to your needs.
Simple & Flexible Documentation
Enjoy a seamless and stress-free process with minimal and flexible documentation requirements.
Instant Disbursement
Approved funds are disbursed directly and securely into your nominated bank account.
Interest Rate
5%
flat per month
Management Fee
4%
one-off charge
Fill in your details above — name, agency, and contact information.
Our system calculates what you qualify for based on your IPPIS salary band.
An agent calls you within the hour to verify details and walk you through the offer.
Once you accept, funds are deposited directly into your bank account.
Completed loan application form
Passport photograph
Valid Work and National ID Cards
Cheques
We work with trusted institutions and ecosystem partners to make access to finance simpler, faster, and more reliable.