Essential Finance Savings Plan
Are You Tired of High Bank Charges?
Save With Essential Finance and Earn Up to 12% Per Annum on Your Savings.
Every month, your bank quietly deducts maintenance fees, SMS charges, and card fees from your account. You're not saving — you're losing.
Essential Finance is different. Save with us and we pay 1% interest every month — that's 12% per annum — professionally managed, licensed and regulated in Nigeria. Start from as little as ₦5,000 and choose a savings tenure from 60 to 365 days. The longer you save, the more you earn.
Our trusted partners include: FCCPC, CRC Credit Bureau Limited, FCMB, First Credit Central Bureau
Your money should be working for you. Not the other way around.
Your details are secure and never shared.
Your Money. Working Every Day.
A short-term, professionally managed savings plan that pays you 1% every month — 12% every year. No hidden charges. No deductions. Just your money growing steadily while you focus on what matters.
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Save as little as ₦5,000 — no large lump sum required to get started.
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Choose your savings tenure from 60 to 365 days — the longer you save, the higher your interest rate.
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Earn 1% interest every month — that's 12% per annum — paid at maturity.
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Your funds are professionally managed by our team — licensed and regulated in Nigeria.
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No monthly deductions, no maintenance fees, no SMS charges — we add to your balance, not subtract from it.
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Your savings certificate can be used as collateral for loans when you need it.
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Trusted partners include FCCPC, CRC Credit Bureau Limited, FCMB, First Credit Central Bureau.
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Interest rate is negotiable for larger savings amounts — speak to an advisor today.
Requirements
Completed account opening package
A duly completed account opening package.
One passport photograph
One passport photograph.
Valid means of identification
Driver's License, International Passport, National I.D Card, or any other acceptable identification document.
Partnerships that help us serve you better
We work with trusted institutions and ecosystem partners to make access to finance simpler, faster, and more reliable.
