Essential Finance

Working Capital — Hero

Business Solutions

Keep your business moving

Working capital for day-to-day operations

Cash flow is the lifeblood of any business. When there's a gap between what you're owed and what you owe, we step in with fast, flexible working capital to keep things running.

Working Capital — Essential Finance Limited

Your details are secure and never shared with third parties.

Working Capital — Benefits
Working Capital

Designed for real business needs

Don't let cash flow gaps stall your business. Bridge the gap between receivables and payables.

Working capital
Business operations
Cash flow
What You Get
  • Revenue-Based Assessment

    We look at your monthly turnover, not just collateral. Growing businesses are welcome.

  • Fast Access to Funds

    Apply today and receive the funds promptly.

  • Tailored Repayment

    Repayment schedules designed around your revenue cycles, not arbitrary dates.

 
  • Revolving Facility

    Once approved, draw down funds as you need them — only pay interest on what you use.

  • Business Advisory

    Our team helps you plan cash flow so you can reduce dependency on external funding over time.

Working Capital — Process
Process

How to get working capital

01

Business Health Check

Tell us about your business, revenue, and what you need the funds for.

02

Cash Flow Review

We analyse your business operations to determine the right funding amount.

03

Receive Your Offer

A business advisor contacts you within 24 hours with a clear, no-surprise offer.

04

Access Your Funds

Accept and receive your working capital — use it for whatever your business needs most.

Essential Finance — Our Partners
Our Partners

Partnerships that help us
serve you better

We work with trusted institutions and ecosystem partners to make access to finance simpler, faster, and more reliable.

CRC Credit Bureau
First Central
Remita
FCMB