Access a quick cash
of up to ₦2.5 million

Public Sector Employee Loan

Access a quick cash of up to ₦2.5million with a 12 to 18 months repayment and lower interest rate. Repayments are made monthly from your salary and will be deducted at source.
Essential quick cash are available to the following organizations:
Federal MDAs
Nigeria Customs Service 
Nigerian Police Force  
Nigerian Correctional Service
State MDAs: FCTA (others coming soon)  
Features
Loans are disbursed within 3 hours after submission of relevant documents.
Dedicated sales agents to attend to your needs.  
Flexible documentation required.   
Instant disbursement to your nominated account.
Requirements
 Completed loan application form
 Passport photograph
 Valid identification (Work and National) cheques
Pricing 
Interest rate: 3.5% flat per month.  
Management Fee: 3.5% One Off
Apply Now

Private Sector Employee Loan

Access a quick cash of up to ₦2.5million with a 12 to 18 months repayment and lower interest rate. Repayments are made monthly from your salary and will be deducted at source.
Essential quick cash are available to structured and well-run private organizations that Essential Finance has signed a Memorandum of Association with.
Features
Loans are disbursed within 24 hours after submission of relevant documents.
Dedicated sales agents to attend to your needs. 
Flexible documentation required.   
Instant disbursement to your nominated account.
Requirements
 Appointment Letter and promotion letter (where applicable)
 Completed loan application form,
 Passport photograph
 Valid identification (Work and National)
Pricing 
Interest rate: 3.5% flat per month.  
Management Fee: 3% One Off
Apply Now